My Mom’s Portfolio : Dividend Income Report Out February 2017

Hi everyone,

Time flies…the short month of february is already behind us.

We enjoyed a day trip to Oostende, a week trip to Paris with the family and 3 days in the Ukraine in a beautiful town Lviv for business. I will publish 3 blog posts about those experiences in the month of March. We did follow up our four portfolios in the meantime. But we mainly focussed on finding out the new Tax regulations of the Belgian government on investing in the stock market.

Now you can read our Dividend Income February 2017 Report Out for my mom’s portfolio.

Dividends received in February 2017

During the month of February 2017, we received 75,99$ dividend income. This came from 2 of our 5 monthly paying investments that we did in December. We still have 43% cash available for new dividend investments and that will be our March and April focus for my mom’s portfolio. We review different opportunities for stocks or ETF’s that pay monthly or quarterly.

How much saving money would my mom need on a regular saving account to receive the same 76 euro (Let’s use 1 euro = 1 dollar) for the simplicity of the exercise ? If she would place 69.091 euro on a savings account for ONE YEAR, she would receive 76 EURO. Now she got it in one month. Her portfolio is only invested for 20k at this moment.

Did you know that the inflation in February 2017 increased to a high of 2,65%? If we placed 69.091 euro on a saving account, earned the 76 euro for the year on savings account interests and subtracted the 2,65% inlfation loss on the total savings amount, we lost MORE money than we gained.

Growth and Portfolio analysis

Compared to previous years and explained in my January 2017 Dividend Income report, the 66% of my mom’s portfolio generated the same cash flow income as her whole investment portfolio during 2016. Now we keep on building towards our goal for 2017. Every monthly payment will keep growing the cash on her bank account so we can RE-INVEST this amount in new stock or ETF purchases.

We have now a total of 414,07 Euro for the year 2017. You can calculate yourself how much money you need to receive 414 euro on your saving account for the year.

Going forward

We are now in March 2017. For the month of March we will focus on two objectives

The 2017 goal for my mom’s portfolio is to generate 1200$ in the total year which equals a 100$ per month. You can read the ultimate goal in our Dividend Outcome page.

So we are 25 dollar short on our monthly goal. We will try to find a SAFE monthly dividend payer that gives us that amount. If not, we will select a quarterly dividend payer that maximizes our yearly dividend payout amount.

Going forward we will also publish stocks or ETF’s we keep in portfolio. But always learn the process how to invest first. Invest in your education. We started this blog so you can read and learn. If you don’t want to put your money at work, that is entirely your decision.

You can expect Dividend Income February updates on my own Portfolio and my kids portfolio within the next 2 weeks including some extra travel/finance posts going forward.

How are you doing with managing your finances? Do you put your money at work and grow your cash flow tree? We hope so ! We end with a final quote “Happiness is a positive Cash Flow !”

Think about this one….

Good luck with your personal finance strategy!